4. Know the currency and use it.

The best way to be assured of savings, is to be familiar with and use the local currency called Colonies. In fact, United States currency is frequently counterfeited in Latin American countries, so many merchants won't accept it. Also, be careful about accepting any yourself.

There are three major paper bank notes that you will use the most:

1,000 Coloney Note - Approx. $3 USD



5,000 Coloney Note - Approx. $15 USD



10,000 Coloney Note - Approx. $30 USD
Light blue in color. Not shown here.

There are also many smaller denominations and coins which is of use for buses, taxis, etc. Here are some costs for every day items in US Dollars and Colonies:

Cup of Coffee - 35¢ or 130 Colonies
Bottle of Beer - 90¢ or 330 Colonies
Pack of Cigarettes - $1.05 or 400 Colonies
Lunch for Two - $10 or 3300 Colonies
Dinner for Two - $20 or 6700 Colonies
Local Bus Fare - 35¢ or 130 Colonies

For a handy wallet-size currency cheat sheet, click here. For a handy currency converter, click here.

Travellers checks can be cashed at most hotels and banks as long as you have your passport. Credit cards are readily accepted at most ATM's across the country. You may not be able to get currency at Costa Rica airports, so be sure to bring some Colonies with you from your home bank or airport.

Be sure to observe all the usual precautions when using ATM's and handling cash.